Medical

Providing comprehensive and quality health care to employees is a priority for Fisher Investments. We cover 100% of healthcare premium costs for you and your qualified dependents.

Medical Benefits

We understand that every employee’s needs are different. This is why we offer multiple medical plans to accommodate you and your family. Depending on the medical plan you choose, you may pay an annual deductible before the plan kicks in. You would be responsible for any copays, coinsurance and other costs related to services utilized under the plan.

The United Healthcare plans are available nationwide, and if you reside in Washington, Oregon or California, you may alternatively choose a Kaiser Permanente plan.

Click on the links below to view plan summaries and detailed plan comparisons:

To view or print a comparison of all your medical options side by side, see the California Medical Comparison Chart or the Non-California Medical Comparison Chart.


Resources

Eligibility

Full-time employees and their spouse, state-registered domestic partner and/or dependent children are eligible for our medical, dental and vision healthcare plans.

Qualifying Events 

You are able to add or remove a qualified dependent from your healthcare plans outside of Open Enrollment if you have a qualified event during the year. A qualifying event includes: 

  • Marriage or divorce
  • Birth or adoption of a child
  • Losing coverage due to a death in the family
  • Losing coverage due to a job change
  • Relocation (out of current county or state)

2025 Medical Plans

Healthcare Choice (EPO) Plan

Administered by: United Healthcare

The Healthcare Choice Plan provides complete medical services from a preferred network of doctors, hospitals and other care providers. Generally, only services administered by in-network providers will be covered. With no deductible and low, fixed copayments, this plan is ideal for many.

Details

Healthcare Choice Plus (PPO 500) Plan

Administered by: United Healthcare

The Healthcare Choice Plus Plan provides complete medical services from a preferred network of doctors, hospitals and other care providers. This Healthcare Choice Plus plan allows you to receive care from out-of-network providers with a percentage of the costs being covered by the Plan.

Details

HSA Choice Plus (PPO 2250) Plan

Administered by: United Healthcare

The HSA Choice Plus Plan is similar to the Healthcare Choice Plus plan, but with a much higher out-of-pocket deductible ($2,250 individual/$4,500 family). This plan qualifies you to contribute pre-tax dollars to a Health Savings Account (HSA) and receive the company's matching contribution.

Details

HMO and HSA Plans

Administered by: Kaiser Permanente

An HMO Plan and an HSA-Qualified Deductible HMO Plan are available if you reside in California, Washington or Oregon. They provide complete medical services from an exclusive network of Kaiser providers. As a Kaiser member, you are required to stay within the Kaiser network for all non-emergency care.

Details

Travel Emergency Medical Coverage

Our United Healthcare and Kaiser Permanente plans cover life or limb threatening emergencies at out-of-network hospitals anywhere in the world! If you are unsure whether or not your condition qualifies as an emergency, you should contact the customer service number printed on the back of your ID card. Whether you’re traveling internationally or domestically, know that you’re protected by these coverages!

  • Click here to learn more about Kaiser Permanente's travel coverage.
  • Click here to learn more about United Healthcare's travel coverage.