Life Events

• If you have a baby or adopt a child, you can add him or her to your medical, dental and/or vision coverage within 31 days.
• If you're currently enrolled in a medical plan with an HSA and you're changing from Employee Only to Employee + Child or Employee + Family coverage because you're adding a dependent, you may increase your HSA contribution level.
• If you require daycare, you may be eligible to contribute pre-tax dollars to the Dependent Care FSA plan. This plan allows for reimbursement of eligible daycare expenses. Unlike an HSA, the contributions are use-it-or-lose-it. Participants must submit for reimbursement of qualified expenses within a designated time frame. Please see the Family Support page for more information.
• You may request to enroll in life, AD&D, and disability (short-term or long-term) insurance at any time. Requests for late enrollments or increases in life insurance coverage are subject to the insurance company's approval. The coverage and corresponding payroll deduction will be effective after the insurance company has approved the request.
• Utilize Headspace to take advantage of this work/life resource and referral service. Some examples include child care referrals, consumer research, educational materials and up to four counseling sessions per issue per year.
• Review the New Child for more information about steps you may want to take, such as updating your tax withholdings, updating your beneficiaries or requesting a leave of absence. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 650-350-5886.
• Have you moved or changed your number? Make sure to keep your address, home phone, cell phone and emergency contact information updated in Workday. Once your address has been updated in the HR & Payroll systems, all benefit plan carriers will be notified of the change. You can update your mailing address for your Schwab accounts, including the 401(k) PCRA account, by logging in to your account at www.schwab.com. Click on the "Service" tab, then select "My Profile."

This is a qualified life event. When you experience a qualifying life event, such as adding a new child to your family, you have 31 days to make benefits changes related to your event. Visit Workday to adjust your benefits coverage. For instructions, go to FIIRE > Human Resources > Workday Resources. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 650-350-5886.

• You can add a new spouse or new domestic partner to your medical, dental and/or vision coverage within 31 days. You must submit a copy of your Marriage Certificate or Domestic Partner Certificate to Human Resources if you're adding your spouse/domestic partner to a plan.
• If you're currently enrolled in a medical plan with an HSA and you're changing from Employee Only to Employee + Child or Employee + Family coverage because you're adding a dependent, you can increase your HSA contribution level.
• If due to a life event change you require daycare, you may be eligible to contribute pre-tax dollars to the Dependent Care FSA plan. This plan allows for reimbursement of eligible daycare expenses. Unlike an HSA, the contributions are use-it-or-lose-it. Participants must submit for reimbursement of qualified expenses within a designated time frame. Please see the Family Support page for more information.
• You may request to enroll in life, AD&D and disability (short-term or long-term) insurance at any time. Requests for late enrollments or increases in life insurance coverage are subject to the insurance company's approval. The coverage and corresponding payroll deduction will be effective after the insurance company has approved the request.
• Utilize Headspace to take advantage of this work/life resource and referral service. Some examples include child care referrals, consumer research, educational materials and up to four counseling sessions per issue per year.
• Review the Spouse or Registered Domestic Partner for more information about steps you may want to take, such as updating your tax withholdings, updating your beneficiaries and changing your name. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 650-350-5886.
• Have you moved or changed your number? Make sure to keep your address, home phone, cell phone and emergency contact information updated in Workday. Once your address has been updated in the HR & Payroll systems, all benefit plan carriers will be notified of the change. You can update your mailing address for your Schwab accounts, including the 401(k) PCRA account, by logging in to your account at www.schwab.com. Click on the "Service" tab, then select "My Profile."

This is a qualified life event. When you experience a qualifying life event, such as getting married, you have 31 days to make benefits changes related to your event. Visit Workday to adjust your benefits coverage. For instructions, go to FIIRE > Human Resources > Workday Resources. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 650-350-5886.

• In the event of a divorce or legal separation, you can remove a spouse or domestic partner from your medical, dental and/or vision coverage within 31 days. Please provide a copy of your Divorce Decree or Separation Certificate to the Benefits Department. In addition, we will need the forwarding address of your former spouse/domestic partner as information on continuing coverage under COBRA will be provided.
• If you're currently enrolled in a medical plan with an HSA and you're changing from Employee + Family or Employee + Child to Employee Only coverage because you're removing a dependent, you may need to decrease your HSA contribution level.
• If due to a life event change you require daycare, you may be eligible to contribute pre-tax dollars to the Dependent Care FSA plan. This plan allows for reimbursement of eligible daycare expenses. Unlike an HSA, the contributions are use-it-or-lose-it. Participants must submit for reimbursement of qualified expenses within a designated time frame. Please see the Family Support page for more information.
• You may request to enroll in life, AD&D and disability (short-term or long-term) insurance at any time. Requests for late enrollments or increases in life insurance coverage are subject to the insurance company's approval. The coverage and corresponding payroll deduction will be effective after the insurance company has approved the request.
• Utilize Headspace to take advantage of this work/life resource and referral service. Some examples include child care referrals, consumer research, educational materials and up to four counseling sessions per issue per year.
• Review the Spouse or Registered Domestic Partner for more information about steps you may want to take, such as updating your tax withholdings, updating your beneficiaries and changing your name. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 650-350-5886.
• Have you moved or changed your number? Make sure to keep your address, home phone, cell phone and emergency contact information updated in Workday. Once your address has been updated in the HR & Payroll systems, all benefit plan carriers will be notified of the change. You can update your mailing address for your Schwab accounts, including the 401(k) PCRA account, by logging in to your account at www.schwab.com. Click on the "Service" tab, then select "My Profile."

This is a qualified life event. When you experience a qualifying life event, such as getting divorced, you have 31 days to make benefits changes related to your event. Visit Workday to adjust your benefits coverage. For instructions, go to FIIRE > Human Resources > Workday Resources. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 650-350-5886.

• If your spouse, child or domestic partner loses coverage due to an employment change, you can add him or her to your medical, dental and/or vision coverage. You must submit a copy of the HIPAA Certificate to Human Resources if you're adding your spouse and/or child due to loss of coverage under a group plan.
• If you're currently enrolled in a medical plan with an HSA and you're changing from Employee Only to Employee + Child or Employee + Family coverage because you're adding a dependent, you can increase your HSA contribution level.
• You may request to enroll in life, AD&D and disability (short-term or long-term) insurance at any time. Requests for late enrollments or increases in life insurance coverage are subject to the insurance company's approval. The coverage and corresponding payroll deduction will be effective after the insurance company has approved the request.
• Utilize Headspace to take advantage of this work/life resource and referral service. Some examples include child care referrals, consumer research, educational materials and up to four counseling sessions per issue per year.
• Have you moved or changed your number? Make sure to keep your address, home phone, cell phone and emergency contact information updated in Workday. Once your address has been updated in the HR & Payroll systems, all benefit plan carriers will be notified of the change. You can update your mailing address for your Schwab accounts, including the 401(k) PCRA account, by logging in to your account at www.schwab.com. Click on the "Service" tab, then select "My Profile."

This is a qualified life event. When you experience a qualifying life event, such as when a spouse, child or domestic partner loses other benefits coverage, you have 31 days to make benefits changes related to your event. Visit Workday to adjust your benefits coverage. For instructions, go to FIIRE > Human Resources > Workday Resources. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 650-350-5886.

• If you or your qualified dependents lose coverage under a Medicaid/CHIP program or become eligible for a state’s premium assistance program, you have 60 days from the date of the event to enroll in the company’s health plans.
• You may request to enroll in life, AD&D and disability (short-term or long-term) insurance at any time. Requests for late enrollments or increases in life insurance coverage are subject to the insurance company's approval. The coverage and corresponding payroll deduction will be effective after the insurance company has approved the request.
• Utilize Headspace to take advantage of this work/life resource and referral service. Some examples include child care referrals, consumer research, educational materials and up to four counseling sessions per issue per year.
• Have you moved or changed your number? Make sure to keep your address, home phone, cell phone and emergency contact information updated in Workday. Once your address has been updated in the HR & Payroll systems, all benefit plan carriers will be notified of the change. You can update your mailing address for your Schwab accounts, including the 401(k) PCRA account, by logging in to your account at www.schwab.com. Click on the "Service" tab, then select "My Profile."

This is a qualified life event. If you or your qualified dependents lose coverage under a Medicaid/CHIP program or become eligible for a state’s premium assistance program, you have 60 days from the date of the event to enroll in the company’s health plans. Visit Workday to adjust your benefits coverage. For instructions, go to FIIRE > Human Resources > Workday Resources. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 650-350-5886.

• If you move to a new location and your current medical coverage is no longer available, you can enroll in another medical plan within 31 days.
• If you're currently enrolled in a medical plan with an HSA and you're changing to a non-qualified medical plan or have dual coverage under a spouse, you must stop making HSA contributions.
• You may request to enroll in life, AD&D and disability (short-term or long-term) insurance at any time. Requests for late enrollments or increases in life insurance coverage are subject to the insurance company's approval. The coverage and corresponding payroll deduction will be effective after the insurance company has approved the request.
• Utilize Headspace to take advantage of this work/life resource and referral service. Some examples include child care referrals, consumer research, educational materials and up to four counseling sessions per issue per year.
• Review the Relocation for more information. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 1-650-350-5886.
• Make sure to keep your address, home phone, cell phone and emergency contact information updated in Workday. Once your address has been updated in the HR & Payroll systems, all benefit plan carriers will be notified of the change. You can update your mailing address for your Schwab accounts, including the 401(k) PCRA account, by logging in to your account at www.schwab.com. Click on the "Service" tab, then select "My Profile."

This may be a qualified life event, if you are relocating to another office where different medical plans are available. When you experience a qualifying life event, such as moving your residence, you have 31 days to make benefits changes related to your event. Visit Workday to adjust your benefits coverage. For instructions, go to FIIRE > Human Resources > Workday Resources. If you have questions, email the Benefits Department at BenefitsServices@fi.com or call 650-350-5886.